We’ve made it easy to borrow at affordable rates with no application fees and no early repayment charges.

To enquire about a loan you can start an application online, call the credit union on 028 7962 8762 or call into the credit union office.

Flexible & Convenient Loans to suit everyone

  • Quick application process
    Straightforward application process and speedy decisions
  • Flexible repayments
    Weekly, fortnightly, monthly or quarterly repayments
  • Only pay interest on what you owe
    Interest is calculated daily on the reducing loan balance
  • Free Loan Protection Insurance
    In the event of death or a permanent disability, eligible members will have their loan balances cleared by the Insurance. Eligibility criteria applies
  • No early repayment fees
    There are no fees for paying more than agreed, paying off lump sums or clearing the entire loan balance early
  • Top-up loans
    Loans can be topped-up before the original loan balance has been fully cleared

Loan Calculator


This calculator is for illustrative purposes only, to give you, the borrower, an overview of the potential cost of borrowing. The Credit Union, or any of its staff, cannot be held responsible for anyerros. Please note that this calculator only provides and indicative quote and actual repayments may vary.

For the total loan of  Actual Annual Percentage
Rate (APR)
Unsecured Personal Loans
Max Amount: £7499.99
Max Term: 5 Year
12% 12.68%
Max Amount: £7500.00 – £14999.99
Max Term: 10 Years
8.9% 9.27%
Max Amount: £15000.00 – £25000.00
Max Term: 10 Years
8.4% 8.69%
Secured Personal Loans
Max Amount: £25000.00 – £150,000.00
Max Term: 25 Years*
5.4% 5.51%
Share Secured Loans
Max Amount: £85,000.00
Max Term: 25 Years*
5.4% 5.51%