A key aspect of the ethos of the credit union is encouraging members to get into the habit of savings and to improve their financial situation.

This is reflected in the range of savings accounts which we offer for both adult members and junior depositors.



Benefits of saving with Ballinascreen Credit Union

No transaction fees or charges

Free Life Savings Coverage on balances up to £15,000

(terms and conditions apply)

Instant access to savings provided they are not collateral against a loan

All savings balances are covered by the Financial Services Compensation Scheme

Dividend paid on all savings accounts which is more competitive than comparable instant access accounts with Banks/Building Societies



Types of Savings Accounts

The maximum cumulative share balances any adult member can hold in Ballinascreen Credit Union is £50,000.

Main Share Account

These no-access accounts enable members to save for Christmas either through a local collector or directly with the credit union. All funds in these accounts are paid out in November each year and the maximum balance is restricted to £5,000.

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Easy-Share Account

These accounts are available to anyone aged under the age of 16 and must be opened by a parent or guardian. The maximum balance permitted in a junior account is £10,000. Upon reaching the age of 16, junior account holders who hold the common bond, may join the credit union as adult members.

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Christmas Savings Accounts

These no-access accounts enable members to save for Christmas either through a local collector or directly with the credit union. All funds in these accounts are paid out in November each year and the maximum balance is restricted to £5,000.

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Junior Accounts

These accounts are available to anyone aged under the age of 16 and must be opened by a parent or guardian. The maximum balance permitted in a junior account is £10,000. Upon reaching the age of 16, junior account holders who hold the common bond, may join the credit union as adult members.

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Join Ballinascreen Credit Union today