This is reflected in the range of savings accounts which we offer for both adult members and junior depositors.
No transaction fees or charges
Free Life Savings Coverage on balances up to £15,000
(terms and conditions apply)Instant access to savings provided they are not collateral against a loan
All savings balances are covered by the Financial Services Compensation Scheme
Dividend paid on all savings accounts which is more competitive than comparable instant access accounts with Banks/Building Societies
The maximum cumulative share balances any adult member can hold in Ballinascreen Credit Union is £50,000.
These no-access accounts enable members to save for Christmas either through a local collector or directly with the credit union. All funds in these accounts are paid out in November each year and the maximum balance is restricted to £5,000.
Join NowThese accounts are available to anyone aged under the age of 16 and must be opened by a parent or guardian. The maximum balance permitted in a junior account is £10,000. Upon reaching the age of 16, junior account holders who hold the common bond, may join the credit union as adult members.
Join NowThese no-access accounts enable members to save for Christmas either through a local collector or directly with the credit union. All funds in these accounts are paid out in November each year and the maximum balance is restricted to £5,000.
Join NowThese accounts are available to anyone aged under the age of 16 and must be opened by a parent or guardian. The maximum balance permitted in a junior account is £10,000. Upon reaching the age of 16, junior account holders who hold the common bond, may join the credit union as adult members.
Join Now